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Wednesday, September 10, 2008

Drowning in a sea of debt...

Today is another day. Rodney has headed off to do two interviews, one for Sprint and one for Alltel. I’m hoping they go well, we’re not sure of the pay and that is what gets us a lot of the time. With 2 job offers he ended up turning down because of the low pay, it really honestly just BITES….Why bother taking a job that he’d make less that what we’re getting from unemployment?!

It just about sickens me that this has happened to us, and to many other people in this country right now, the economy is in the toilet and more and more people each day are sinking into more and more debt. Some people feel awful about it, some people look down on others because of it, but today, it’s honestly something that looks like it can’t even be helped. So many are struggling just to survive and pay the bills that must be paid.

One way to eliminate the stress of going into debt if you can is by looking into a way to consolidate debt. Places like help you with ways that you can find a solution. Knowing how much you can afford per month as well as your credit score is very helpful when trying to get a budget figured out and get those debts eliminated.

We’ve thought about doing some refinancing lately but it’s just not in our cards, and not an option for us, heck credit counseling won’t really work for us right now. With no income it’s hard to figure out how much of a monthly payment we can afford, but when the income comes piling back in (hopefully sooner than later), we’ll be looking into some debt consolidation routes in the future to help us get back on track.

1 comment:

LittleStar said...

Everyone's situation is unique but, if you do as much research as you can and use debt consolidation articles and other tools you find as a general guide, you can customize it to fit your situation.